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Individual Health Insurance
(For New Jersey residents only)
Individual Health Insurance is insurance you purchase on your own
for you and/or your family if you are self-employed, unemployed, or
your employer does not offer group health coverage.
You are eligible to purchase NJ individual health insurance if:
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You are a legal resident of New Jersey (Legal
residency is defined by where you live, or by where your
voting registration and drivers license are registered. In
New Jersey you must reside in state for a minimum of 6
months per year). |
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You are not eligible
for group health insurance through your employer, or through
your spouse's employer. (Unless your coverage
is under the Cobra law or NJ Continuation law). |
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Your employment has just been terminated
and you wish to purchase an individual plan rather than
continue your former benefits under the COBRA Law or NJ
Continuation Law. (Please note these laws have
specific limitations for how long you can continue coverage). |
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Premiums are dependent upon the coverage
you select, the company, and type of coverage
(single, parent/child etc.) age and location. |
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