Insurance Blog

MIC Insurance Services

A person takes a selfie in a kitchen while another person raises their hand, near a laptop at a table.
April 1, 2026
Is your term life insurance about to expire? Learn your options, like renewing, converting to permanent coverage, or applying for a new policy, so you don’t risk a coverage gap.
Four older people seated around a table, eating breakfast and talking in a living room.
March 25, 2026
Medicare’s 2026 updates reshape prescription drug costs. Learn about the $2,100 Part D out-of-pocket cap, $615 deductible, insulin rules, $0 vaccines, and negotiated drug prices.
Two women, one with a tablet and one with a notebook, smiling. Plain beige backdrop.
March 18, 2026
High costs limit access to GLP-1 weight-loss drugs. Learn how lower prices could expand use and impact health plans and consumers.
Tax forms with a sticky note that says
By MIC Insurance March 11, 2026
Learn how IRMAA affects your 2026 Medicare Part B and Part D premiums, 2024 income thresholds, tax strategies to reduce surcharges, and how to file an appeal if your income drops.
Man in hospital gown sitting on a bed in a hospital room, looking concerned.
By MIC Insurance March 2, 2026
See how a High Deductible Health Plan works during a real medical crisis—and what one man's cancer scare cost out of pocket.
Hands using a red calculator on a desk with paperwork and a pencil.
By MIC Insurance February 24, 2026
The end of enhanced ACA subsidies is driving change in employer health plans. Explore how to adjust group coverage, ICHRAs, and contribution strategies to stay competitive in 2026.
Person in green scrubs with a pink stethoscope and a heart-shaped pocket, arms behind their back.
By MIC Insurance February 17, 2026
February is American Heart Month. Learn simple, preventive steps to support heart health and understand how insurance benefits can help.
Two medical professionals consult with a patient in a hospital bed.
By MIC Insurance February 14, 2026
Medicare hospital coverage has limits. Learn how Medigap plans help cover extended hospital stays and reduce out-of-pocket costs.
Asian couple reading books together outdoors at a table, the woman pointing at a page with a smile.
By Terry Chandler July 31, 2025
Discover how reading can reduce stress, ease depression, improve sleep, and sharpen your brain. Learn why adding books to your daily routine can boost both mood and mental well-being.
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