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Meet Our Team

MIC is a second generation, family-owned and operated independent insurance agency serving New Jersey individuals, families, and businesses. Our licensed agents are here to help you find the best possible insurance coverage for your needs and budget.

 

Nearly 100% of our clients have been referred to us by another satisfied client. We value your trust and we look forward to helping you find affordable, quality insurance products at the high level of personal service that has become the hallmark of MIC

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Betsy Chandler

Betsy was born and raised in Morris County NJ. She is the Owner and President of MIC.  Betsy began working alongside her mother Irene Card at MIC Insurance Services in 1988.  She is a licensed insurance agent in several states, and specializes in Medicare Supplements and Medicare Part D.

 

She co-authored with Irene Card, a column on Understanding Health Insurance which appeared in various NJ newspapers and other distinguished publications from 1990 until 2016.

Betsy is currently a member of National Association of Benefits and Insurance Professionals  and serves on the Board of Directors for The Wilson Foundation.  Her past affiliations include: the Tri-Boro Chamber of Commerce, the Executive Association of New Jersey, the Butler/Tri-Boro Rotary Club (president 2001-2002) where she was honored as a Paul Harris Fellow,  and a board member for the Denville Community Church Nursery.

 

She currently resides in Morris County with her husband Terry and their daughter.

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Terry Chandler

Terry was born and raised in Vermont. He became a licensed insurance agent in 2002, Specializing in Life, Long Term Care, Group and Individual Health, Disability, Vision, Dental, and Travel Insurance.

 

Terry is currently a member of National Association of Benefits and Insurance Professionals and serves on the Board of Directors for the Kinnelon Professional Building.  A few of Terry’s hobbies include Classic Cars, Motorcycles, Snowmobiling, golfing and Volleyball.

 

He currently resides in Morris County with his wife Betsy and their daughter.

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Tracy Lobel

Tracy was born and raised in Mid-Michigan, but right after college she ventured to Chicago for a taste of city life.  Since then, Tracy has had the opportunity to live in several states and has enjoyed meeting people from various backgrounds and cultures.  The diversity of Tracy’s work experience gives her an “out of the box” way of thinking.  As a licensed insurance producer, Tracy is a  vital member of the Medicare Supplement team and is ready to hand hold every client through all the stages of the Medicare process; including Medicare enrollment, plan selection, application, and client follow up support.
 
She excels at continuing the MIC tradition of assisting each client as though they were her own family member.
 
Tracy can often be found giving back to her community in variety of ways; stocking shelves at the food pantry, sorting items at Salvation Army, playing games at the Senior Center, and anything to do with American Veterans.  In addition, she enjoys spending time outdoors with her husband and three sons.
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Bonnie Russo

Bonnie, a proud Midwest native, made New Jersey her home in 2008, bringing with her a wealth of knowledge and expertise honed over two decades in the insurance industry. Having earned her insurance license in 2002, she quickly established herself as a trusted professional in her field. At MIC, Bonnie is a driving force, guiding both group and individual clients through the complexities of Medical, Vision, Dental, Life, and Travel insurance, as well as Individual Marketplace plans (commonly known as Obamacare).
Her extensive understanding of insurance products empowers her to provide clients with insightful guidance, ensuring they make informed, tailored decisions that best suit their unique needs.

 

When she's not assisting clients, Bonnie enjoys a fulfilling life in Morris County, where she lives with her family. A true adventurer, she spends her free time scuba diving, traveling the world, and exploring new cultures. Bonnie is also deeply passionate about real estate investing, always seeking new opportunities to grow her knowledge and portfolio.

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Samara Forbes

Our front office ambassador, Samara’s warm welcoming smile will most likely be the first to greet you when you walk in our office or call. She will be happy to answer questions, solve problems, handle claim & policy issues, schedule your appointment, or assist you with a myriad of details that enable us to provide excellent service to all our clients. She embodies the spirit of rendering professional service, personally. Samara resides in Morris County.

 

 

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Cheryl Jobes

Our Client Support Specialist Cheryl is a very important part of MIC Insurance Services client services team. Cheryl will be happy to schedule your appointment, handle claims and policy issues or answer any questions you may have.  Cheryl resides in Morris County.

 

 

 

 

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Jeri-Ayn Morley

Jeri-Ayn serves as our Client Support Specialist and will be happy to schedule your appointment, handle claims, policy issues, or answer any questions you may have.  Jeri-Ayn resides in Passaic County.

 

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Navigating the complex world of insurance can be frustating. We're here to make it easy and be a resource you can depend on year after year.

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